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If debts are leaving you feeling worried and confused, there are specialist organisations that can help.

We recommend those listed below. Unlike some others, who may make a charge which only adds to your debt, these are free and impartial. They will go through your position with you, explain any financial jargon and help you to create a plan of action.

Consumer Credit Counselling Service
Helpline - 0800 138 1111
www.cccs.co.uk

National Debtline
Helpline - 0808 808 4000
www.nationaldebtline.co.uk

Your local Citizens Advice or Money Advice Bureau will also be able to advise you on how to deal with being in debt.

Please also see our Frequently Asked Questions which explain more about your account and dealings with us at Link.